Terms of Use

By using plasticmath.com you agree to these terms.

Education, not advice

Everything on this site and on the Plastic Math channel is general education about credit cards, credit scores and debt. It isn't financial, legal or tax advice, and it doesn't take your situation into account. Decisions about your money are yours. For anything with real stakes, talk to a professional who can see your whole picture.

Estimates are estimates

Quick answers and worked examples use simplified math and made-up households. Your issuer's calculations, terms and results will differ. Card offers, fees, rates and rules change, so check the current terms with the issuer before you act. We work hard to keep figures accurate and dated, but we can't guarantee them.

Links to other sites

We link to issuers, regulators and other sources. We don't control those sites and aren't responsible for them.

Our content

The guides, videos, art and tools are ours. You're welcome to link to any page and quote short passages with a link back. Please don't republish whole pages or our art.

No warranty, limited liability

The site is provided as is. To the fullest extent the law allows, Plastic Math isn't liable for losses from using it or relying on it.

Law

These terms are governed by the laws of the State of Ohio.

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